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SoftwareLegal Tech & Business Formation
Ownr
The easiest way to start, manage, and grow your business in Canada.
Ownr is an all-in-one platform backed by RBC that simplifies starting and managing a business in Canada. It automates business registration, incorporation, and ongoing legal compliance, providing entrepreneurs with essential tools like minute book management and legal agreement templates at a fraction of the cost of a traditional lawyer.
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Decision Intelligence
Fit, total cost, and vendor risk for Ownr
Our Take
"The only Canadian business formation platform directly integrated with and backed by a major national bank (RBC), offering significant fee refunds and seamless financial integration."
OwnrLegal Tech & Business Formation
Overview
Ownr, an RBC Ventures company, provides a comprehensive digital platform for Canadian entrepreneurs to launch and maintain their businesses. The software handles the complex paperwork of provincial and federal incorporation, name searches, and government filings. Beyond the initial setup, Ownr offers a 'Managed Corporation' plan that acts as a virtual corporate secretary, automating annual resolutions, maintaining the minute book, and providing access to a vast library of customizable legal documents. By integrating with RBC, it offers financial incentives such as registration fee refunds for opening a business bank account, bridging the gap between legal formation and financial operations.
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Ideal Customer Profile
Precision Targeting & Market Fit
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Challenges Solved
Pain Point Resolution Protocol
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Primary Use Cases
Operational Scenarios & ROI
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Internal Business Case
Partner Only Insights
The internal business case for Ownr centers on a strategic dual-value model: directly generating revenue as a standalone digital platform while serving as a high-intent customer acquisition engine for RBC’s core commercial banking services. By targeting entrepreneurs at the very beginning of their business lifecycle, Ownr captures market share before they require traditional financial services, effectively 'solving before selling.' Key metrics driving this case include: (1) Acquisition Metrics: Tracking the volume of new business registrations and incorporations (notably helping over 160,000 Canadians launch), with a successful conversion rate where a significant proportion (historically near 60% of incorporated users) opt for RBC business banking. (2) Strategic Impact: Differentiating RBC from competitors in the commoditized SME banking market by offering a 'beyond banking' value proposition that reduces legal friction for founders. (3) Financial Impact: Realizing revenue from registration, incorporation, and 'Managed Corporation' subscription fees, supplemented by indirect financial gains from long-term customer lifetime value (LTV) through the integration of business bank accounts and other financial products. The acquisition of Founded Technologies was a pivotal strategic move to enhance this platform, accelerating technical capabilities and reinforcing Ownr’s position as the go-to digital resource for Canadian entrepreneurs, thereby lowering customer acquisition costs (CAC) for the bank while driving material enterprise growth.
Sensitive Strategy DatalockInternal Use Only
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Features
check_circleFederal and Provincial Incorporation
check_circleSole Proprietorship Registration
check_circleAutomated Minute Book Management
check_circleLegal Agreement Library (NDAs, Employment, etc.)
check_circleShareholder Management & Equity Tracking
check_circleAnnual Filing Automation
check_circleBusiness Name Search & Reservation
check_circleEmployee & Contractor Onboarding
check_circleCRA Business Number Registration
check_circleRBC Business Banking Integration
extensionEcosystem & Integrations
At a Glance
PricingOne-time fee and Subscription
DeploymentCloud, SaaS, Web-based
OnboardingLess than 15 minutes
CategoryLegal Tech & Business Formation
Compliance
PIPEDALaw 25 (Quebec)RBC Security Standards
Company & Legal
Founded
2017
Legal Entity
Ownr
Trust & Security
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Data Residency
Canada
Resources & Support
apiAPI Documentation
Support & Training
Live ChatEmailPhone (Priority Support for Managed Plan)Help CenterKnowledge Base
One-on-one Onboarding CallsWebinarsVirtual Workshops (Ownr Day)E-booksVideo Tutorials
Live Sentiment Loop
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Transparent tiering designed for scalability and value delivery.
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Geographic-Specific Rates: GL
Auto-adjusting rates based on regional purchasing power and local taxes.
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Frequently Asked Questions
Technical & Operational Ground Truth
QWhat is Ownr and how does it help Canadian entrepreneurs?
A
Ownr is an RBC Ventures company that provides a comprehensive digital platform designed to simplify business formation and ongoing compliance for Canadians. It automates complex processes like provincial and federal incorporation, business name searches, and government filings, allowing entrepreneurs to register or incorporate their businesses efficiently without the high cost of traditional legal services.
QWhat are the key differences between the Online Minute Book Plan and the Managed Corporation Plan?
A
The Online Minute Book Plan is a basic subscription package ideal for early-stage businesses, covering annual registry filings, digital minute book management, and secure storage. The Managed Corporation Plan is an advanced package for growing companies; it includes everything in the Minute Book plan plus unlimited changes to directors, officers, and addresses, access to a library of customizable legal agreements (like NDAs), and priority customer support.
QHow can I get the RBC business bank account fee refund?
A
When you register or incorporate with Ownr, you may be eligible for a rebate on your Ownr fees if you open a qualifying RBC business bank account within 60 days. You can either accept the discount at the time of registration or claim the refund through your Ownr dashboard after opening the account at an RBC branch.
QDoes Ownr provide legal advice?
A
No, Ownr is not a law firm and does not provide legal advice or legal services. The platform provides self-help tools, automation, and document generation services to help entrepreneurs manage their own corporate legal obligations.
QIs my information and legal documentation secure with Ownr?
A
Yes, Ownr is built for Canadian businesses and is backed by the Royal Bank of Canada (RBC). The platform uses secure, encrypted cloud storage to manage your legal documents, ensuring they remain protected and compliant with government requirements.
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